Call report 2002Q4
UNITED BANK & TRUST CO. — 2002Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,623,000 | USD | evidence → |
| Total loans | 15,613,000 | USD | evidence → |
| Allowance for loan losses | 166,000 | USD | evidence → |
| Securities available for sale | 3,596,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,863,000 | USD | evidence → |
| Interest-bearing deposits | 23,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,494,000 | USD | evidence → |
| Equity capital | 4,520,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 288,000 | USD | evidence → |
| Interest expense | 236,000 | USD | evidence → |
| Net interest income | 52,000 | USD | evidence → |
| Noninterest income | 19,000 | USD | evidence → |
| Noninterest expense | 711,000 | USD | evidence → |
| Provision for loan losses | 166,000 | USD | evidence → |
| Pretax income | -806,000 | USD | evidence → |
| Income tax | -282,000 | USD | evidence → |
| Net income | -524,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,476,000 | USD | evidence → |
| Total capital | 4,642,000 | USD | evidence → |
| Risk-weighted assets | 17,707,000 | USD | evidence → |