Call reports 2026
F&M BANK — 2026
What F&M BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 361,098,000 | 354,597,000 |
| Total loans | 296,762,000 | 296,487,000 |
| Allowance for loan losses | 3,724,000 | 3,775,000 |
| Securities available for sale | 11,599,000 | 21,359,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 319,021,000 | 311,562,000 |
| Interest-bearing deposits | 222,271,000 | 222,271,000 |
| Noninterest-bearing deposits | 96,750,000 | 89,291,000 |
| Equity capital | 39,471,000 | 41,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,844,000 | 9,863,000 |
| Interest expense | 1,392,000 | 2,799,000 |
| Net interest income | 3,452,000 | 7,064,000 |
| Noninterest income | 867,000 | 1,835,000 |
| Noninterest expense | 2,759,000 | 5,355,000 |
| Provision for loan losses | 100,000 | 150,000 |
| Pretax income | 1,460,000 | 3,394,000 |
| Income tax | 29,000 | 64,000 |
| Net income | 1,431,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,635,000 | 41,534,000 |