Call report 2023Q4
F&M BANK — 2023Q4
The 22 measures F&M BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,700,000 | USD | evidence → |
| Total loans | 278,336,000 | USD | evidence → |
| Allowance for loan losses | 3,032,000 | USD | evidence → |
| Securities available for sale | 48,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,128,000 | USD | evidence → |
| Interest-bearing deposits | 208,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,029,000 | USD | evidence → |
| Equity capital | 34,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,018,000 | USD | evidence → |
| Interest expense | 4,513,000 | USD | evidence → |
| Net interest income | 11,505,000 | USD | evidence → |
| Noninterest income | 3,233,000 | USD | evidence → |
| Noninterest expense | 9,620,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,118,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 4,997,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,929,000 | USD | evidence → |