Call report 2019Q4
F&M BANK — 2019Q4
The 22 measures F&M BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,023,000 | USD | evidence → |
| Total loans | 237,114,000 | USD | evidence → |
| Allowance for loan losses | 2,628,000 | USD | evidence → |
| Securities available for sale | 29,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,970,000 | USD | evidence → |
| Interest-bearing deposits | 194,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,531,000 | USD | evidence → |
| Equity capital | 28,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,240,000 | USD | evidence → |
| Interest expense | 2,613,000 | USD | evidence → |
| Net interest income | 9,627,000 | USD | evidence → |
| Noninterest income | 2,544,000 | USD | evidence → |
| Noninterest expense | 7,647,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,528,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 4,403,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,718,000 | USD | evidence → |
| Total capital | 31,402,000 | USD | evidence → |
| Risk-weighted assets | 255,121,000 | USD | evidence → |