Call report 2015Q4
F&M BANK — 2015Q4
The 22 measures F&M BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,918,000 | USD | evidence → |
| Total loans | 209,013,000 | USD | evidence → |
| Allowance for loan losses | 2,384,000 | USD | evidence → |
| Securities available for sale | 43,438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,871,000 | USD | evidence → |
| Interest-bearing deposits | 177,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,192,000 | USD | evidence → |
| Equity capital | 25,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,807,000 | USD | evidence → |
| Interest expense | 775,000 | USD | evidence → |
| Net interest income | 9,032,000 | USD | evidence → |
| Noninterest income | 2,512,000 | USD | evidence → |
| Noninterest expense | 7,844,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 3,662,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 3,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,930,000 | USD | evidence → |
| Total capital | 27,350,000 | USD | evidence → |
| Risk-weighted assets | 236,330,000 | USD | evidence → |