Call report 2014Q4
F&M BANK — 2014Q4
The 22 measures F&M BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 285,372,000 | USD | evidence → |
| Total loans | 199,065,000 | USD | evidence → |
| Allowance for loan losses | 2,270,000 | USD | evidence → |
| Securities available for sale | 57,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,890,000 | USD | evidence → |
| Interest-bearing deposits | 179,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,922,000 | USD | evidence → |
| Equity capital | 24,208,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,549,000 | USD | evidence → |
| Interest expense | 893,000 | USD | evidence → |
| Net interest income | 8,656,000 | USD | evidence → |
| Noninterest income | 2,161,000 | USD | evidence → |
| Noninterest expense | 7,890,000 | USD | evidence → |
| Provision for loan losses | 199,000 | USD | evidence → |
| Pretax income | 2,774,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 2,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,582,000 | USD | evidence → |
| Total capital | 25,888,000 | USD | evidence → |
| Risk-weighted assets | 252,271,000 | USD | evidence → |