Call report 2008Q4
F&M BANK — 2008Q4
The 22 measures F&M BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,075,000 | USD | evidence → |
| Total loans | 78,742,000 | USD | evidence → |
| Allowance for loan losses | 1,034,000 | USD | evidence → |
| Securities available for sale | 12,591,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,004,000 | USD | evidence → |
| Interest-bearing deposits | 73,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,849,000 | USD | evidence → |
| Equity capital | 7,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,627,000 | USD | evidence → |
| Interest expense | 2,526,000 | USD | evidence → |
| Net interest income | 3,101,000 | USD | evidence → |
| Noninterest income | 893,000 | USD | evidence → |
| Noninterest expense | 3,131,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 438,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 404,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,777,000 | USD | evidence → |
| Total capital | 8,828,000 | USD | evidence → |
| Risk-weighted assets | 87,970,000 | USD | evidence → |