Call report 2007Q4
F&M BANK — 2007Q4
The 22 measures F&M BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,727,000 | USD | evidence → |
| Total loans | 70,230,000 | USD | evidence → |
| Allowance for loan losses | 999,000 | USD | evidence → |
| Securities available for sale | 13,084,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,970,000 | USD | evidence → |
| Interest-bearing deposits | 80,046,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,924,000 | USD | evidence → |
| Equity capital | 7,883,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,763,000 | USD | evidence → |
| Interest expense | 3,456,000 | USD | evidence → |
| Net interest income | 3,307,000 | USD | evidence → |
| Noninterest income | 658,000 | USD | evidence → |
| Noninterest expense | 2,787,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,178,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 1,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,823,000 | USD | evidence → |
| Total capital | 8,822,000 | USD | evidence → |
| Risk-weighted assets | 81,582,000 | USD | evidence → |