Call report 2005Q4
F&M BANK — 2005Q4
The 22 measures F&M BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,300,000 | USD | evidence → |
| Total loans | 68,859,000 | USD | evidence → |
| Allowance for loan losses | 936,000 | USD | evidence → |
| Securities available for sale | 17,348,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,887,000 | USD | evidence → |
| Interest-bearing deposits | 60,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,069,000 | USD | evidence → |
| Equity capital | 6,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,867,000 | USD | evidence → |
| Interest expense | 1,806,000 | USD | evidence → |
| Net interest income | 3,061,000 | USD | evidence → |
| Noninterest income | 323,000 | USD | evidence → |
| Noninterest expense | 2,073,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,311,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 1,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,489,000 | USD | evidence → |
| Total capital | 7,399,000 | USD | evidence → |
| Risk-weighted assets | 72,737,000 | USD | evidence → |