Call report 2003Q4
F&M BANK — 2003Q4
The 22 measures F&M BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,726,000 | USD | evidence → |
| Total loans | 62,188,000 | USD | evidence → |
| Allowance for loan losses | 924,000 | USD | evidence → |
| Securities available for sale | 17,894,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,703,000 | USD | evidence → |
| Interest-bearing deposits | 59,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,260,000 | USD | evidence → |
| Equity capital | 6,176,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,408,000 | USD | evidence → |
| Interest expense | 1,648,000 | USD | evidence → |
| Net interest income | 2,760,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 1,673,000 | USD | evidence → |
| Provision for loan losses | -150,000 | USD | evidence → |
| Pretax income | 1,633,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 1,602,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,113,000 | USD | evidence → |
| Total capital | 6,948,000 | USD | evidence → |
| Risk-weighted assets | 66,735,000 | USD | evidence → |