Call reports 2003
AMERICAN INTERSTATE BANK — 2003
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,673,000 | 46,515,000 | 44,567,000 | 31,543,000 |
| Total loans | 35,698,000 | 34,916,000 | 31,698,000 | 25,460,000 |
| Allowance for loan losses | 463,000 | 464,000 | 450,000 | 420,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,578,000 | 1,890,000 | 1,639,000 | 1,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,271,000 | 42,187,000 | 40,227,000 | 27,210,000 |
| Interest-bearing deposits | 38,189,000 | 38,038,000 | 36,367,000 | 23,830,000 |
| Noninterest-bearing deposits | 4,082,000 | 4,149,000 | 3,860,000 | 3,380,000 |
| Equity capital | 3,943,000 | 3,952,000 | 3,999,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,332,000 | 1,947,000 | 2,497,000 |
| Interest expense | 214,000 | 406,000 | 577,000 | 726,000 |
| Net interest income | 458,000 | 926,000 | 1,370,000 | 1,771,000 |
| Noninterest income | 105,000 | 175,000 | 250,000 | 1,239,000 |
| Noninterest expense | 260,000 | 516,000 | 797,000 | 1,062,000 |
| Provision for loan losses | 0 | 0 | -27,000 | -52,000 |
| Pretax income | 303,000 | 585,000 | 850,000 | 2,000,000 |
| Income tax | 96,000 | 194,000 | 286,000 | 707,000 |
| Net income | 207,000 | 391,000 | 564,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,943,000 | 3,952,000 | 3,999,000 | 3,628,000 |
| Total capital | 4,389,000 | 4,387,000 | 4,407,000 | 3,940,000 |
| Risk-weighted assets | 35,698,000 | 34,796,000 | 32,580,000 | 24,828,000 |