Call reports 2002
AMERICAN INTERSTATE BANK — 2002
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,058,000 | 47,494,000 | 46,448,000 | 47,531,000 |
| Total loans | 39,444,000 | 39,088,000 | 39,407,000 | 35,957,000 |
| Allowance for loan losses | 482,000 | 477,000 | 474,000 | 469,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,823,000 | 1,748,000 | 1,769,000 | 1,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,536,000 | 43,093,000 | 42,062,000 | 43,132,000 |
| Interest-bearing deposits | 42,800,000 | 39,763,000 | 38,379,000 | 39,189,000 |
| Noninterest-bearing deposits | 3,736,000 | 3,330,000 | 3,682,000 | 3,943,000 |
| Equity capital | 3,930,000 | 3,939,000 | 3,970,000 | 3,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,638,000 | 2,427,000 | 3,161,000 |
| Interest expense | 348,000 | 648,000 | 905,000 | 1,145,000 |
| Net interest income | 489,000 | 990,000 | 1,522,000 | 2,016,000 |
| Noninterest income | 90,000 | 161,000 | 239,000 | 326,000 |
| Noninterest expense | 268,000 | 510,000 | 760,000 | 1,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 641,000 | 1,001,000 | 1,293,000 |
| Income tax | 111,000 | 231,000 | 360,000 | 463,000 |
| Net income | 200,000 | 410,000 | 641,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,930,000 | 3,939,000 | 3,970,000 | 3,935,000 |
| Total capital | 4,412,000 | 4,416,000 | 4,445,000 | 4,387,000 |
| Risk-weighted assets | 39,689,000 | 38,651,000 | 38,572,000 | 36,171,000 |