Call reports 2001
AMERICAN INTERSTATE BANK — 2001
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,663,000 | 51,515,000 | 50,725,000 | 53,425,000 |
| Total loans | 40,353,000 | 42,308,000 | 43,587,000 | 40,055,000 |
| Allowance for loan losses | 484,000 | 488,000 | 505,000 | 480,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,123,000 | 2,876,000 | 3,025,000 | 2,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,831,000 | 46,849,000 | 46,099,000 | 48,915,000 |
| Interest-bearing deposits | 42,641,000 | 43,129,000 | 42,479,000 | 44,344,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,720,000 | 3,620,000 | 4,571,000 |
| Equity capital | 4,105,000 | 4,001,000 | 4,037,000 | 3,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,987,000 | 2,970,000 | 3,892,000 |
| Interest expense | 495,000 | 986,000 | 1,451,000 | 1,857,000 |
| Net interest income | 502,000 | 1,001,000 | 1,519,000 | 2,035,000 |
| Noninterest income | 77,000 | 135,000 | 186,000 | 250,000 |
| Noninterest expense | 271,000 | 538,000 | 796,000 | 1,066,000 |
| Provision for loan losses | 15,000 | 95,000 | 110,000 | 195,000 |
| Pretax income | 293,000 | 503,000 | 799,000 | 1,024,000 |
| Income tax | 99,000 | 162,000 | 273,000 | 355,000 |
| Net income | 194,000 | 341,000 | 526,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,105,000 | 4,001,000 | 4,037,000 | 3,930,000 |
| Total capital | 4,589,000 | 4,489,000 | 4,542,000 | 4,410,000 |
| Risk-weighted assets | 41,173,000 | 42,668,000 | 43,454,000 | 41,116,000 |