Call reports 2016
MBANK — 2016
What MBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,486,000 | 164,649,000 | 157,615,000 | 152,968,000 |
| Total loans | 136,983,000 | 129,618,000 | 125,587,000 | 118,208,000 |
| Allowance for loan losses | 2,693,000 | 2,701,000 | 2,710,000 | 2,642,000 |
| Securities available for sale | 10,362,000 | 9,651,000 | 2,954,000 | 1,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,455,000 | 136,438,000 | 132,132,000 | 127,289,000 |
| Interest-bearing deposits | 100,132,000 | 96,030,000 | 98,509,000 | 95,737,000 |
| Noninterest-bearing deposits | 40,323,000 | 40,408,000 | 33,623,000 | 31,553,000 |
| Equity capital | 21,377,000 | 21,614,000 | 21,369,000 | 21,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 3,958,000 | 5,926,000 | 7,747,000 |
| Interest expense | 172,000 | 332,000 | 493,000 | 648,000 |
| Net interest income | 1,845,000 | 3,626,000 | 5,433,000 | 7,099,000 |
| Noninterest income | 389,000 | 782,000 | 1,031,000 | 1,169,000 |
| Noninterest expense | 1,971,000 | 4,020,000 | 6,294,000 | 7,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 388,000 | 204,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 388,000 | 204,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,419,000 | 15,512,000 | 15,343,000 | 15,757,000 |
| Total capital | 17,409,000 | 17,409,000 | 17,165,000 | 17,485,000 |
| Risk-weighted assets | 156,094,000 | 148,527,000 | 142,428,000 | 134,929,000 |