Call reports 2015
MBANK — 2015
What MBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,136,000 | 177,089,000 | 163,840,000 | 175,421,000 |
| Total loans | 139,527,000 | 136,732,000 | 139,179,000 | 139,672,000 |
| Allowance for loan losses | 2,801,000 | 2,809,000 | 2,877,000 | 2,685,000 |
| Securities available for sale | 14,031,000 | 12,145,000 | 11,876,000 | 11,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,054,000 | 154,931,000 | 134,968,000 | 142,284,000 |
| Interest-bearing deposits | 108,564,000 | 111,216,000 | 101,031,000 | 110,601,000 |
| Noninterest-bearing deposits | 39,490,000 | 43,715,000 | 33,937,000 | 31,683,000 |
| Equity capital | 17,826,000 | 17,999,000 | 18,176,000 | 21,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,950,000 | 6,023,000 | 8,024,000 |
| Interest expense | 171,000 | 345,000 | 511,000 | 672,000 |
| Net interest income | 1,801,000 | 3,605,000 | 5,512,000 | 7,352,000 |
| Noninterest income | 404,000 | 872,000 | 1,251,000 | 1,663,000 |
| Noninterest expense | 1,917,000 | 3,878,000 | 5,934,000 | 7,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 622,000 | 852,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | -2,815,000 |
| Net income | 301,000 | 622,000 | 852,000 | 3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,681,000 | 14,913,000 | 15,053,000 | 15,155,000 |
| Total capital | 16,616,000 | 16,871,000 | 17,027,000 | 17,217,000 |
| Risk-weighted assets | 152,018,000 | 153,802,000 | 155,080,000 | 160,684,000 |