Call reports 2014
MBANK — 2014
What MBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 167,237,000 | 162,700,000 | 164,488,000 | 162,700,000 |
| Total loans | 127,013,000 | 125,078,000 | 126,195,000 | 135,096,000 |
| Allowance for loan losses | 2,744,000 | 2,775,000 | 2,803,000 | 2,813,000 |
| Securities available for sale | 20,303,000 | 14,674,000 | 14,570,000 | 14,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,702,000 | 139,795,000 | 141,302,000 | 137,975,000 |
| Interest-bearing deposits | 113,521,000 | 113,020,000 | 110,711,000 | 107,792,000 |
| Noninterest-bearing deposits | 32,181,000 | 26,775,000 | 30,591,000 | 30,183,000 |
| Equity capital | 12,116,000 | 14,135,000 | 17,360,000 | 17,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,740,000 | 5,549,000 | 7,426,000 |
| Interest expense | 244,000 | 453,000 | 640,000 | 815,000 |
| Net interest income | 1,551,000 | 3,287,000 | 4,909,000 | 6,611,000 |
| Noninterest income | 349,000 | 1,159,000 | 1,699,000 | 1,817,000 |
| Noninterest expense | 1,390,000 | 2,870,000 | 4,418,000 | 6,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 510,000 | 1,570,000 | 2,189,000 | 2,339,000 |
| Income tax | 0 | 0 | -2,573,000 | -2,573,000 |
| Net income | 510,000 | 1,570,000 | 4,762,000 | 4,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,359,000 | 14,320,000 | 14,834,000 | 15,022,000 |
| Total capital | 14,004,000 | 15,881,000 | 16,410,000 | 16,680,000 |
| Risk-weighted assets | 130,482,000 | 123,652,000 | 124,871,000 | 131,438,000 |