Call reports 2013
MBANK — 2013
What MBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,894,000 | 169,565,000 | 170,435,000 | 172,991,000 |
| Total loans | 123,171,000 | 127,332,000 | 127,412,000 | 121,818,000 |
| Allowance for loan losses | 2,748,000 | 2,745,000 | 2,753,000 | 2,751,000 |
| Securities available for sale | 17,374,000 | 15,441,000 | 19,100,000 | 19,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,400,000 | 149,957,000 | 147,862,000 | 150,734,000 |
| Interest-bearing deposits | 128,165,000 | 125,192,000 | 123,792,000 | 118,636,000 |
| Noninterest-bearing deposits | 24,236,000 | 24,765,000 | 24,070,000 | 32,098,000 |
| Equity capital | 10,224,000 | 10,257,000 | 10,767,000 | 11,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,668,000 | 5,527,000 | 7,480,000 |
| Interest expense | 445,000 | 844,000 | 1,233,000 | 1,584,000 |
| Net interest income | 1,358,000 | 2,824,000 | 4,294,000 | 5,896,000 |
| Noninterest income | 149,000 | 264,000 | 561,000 | 712,000 |
| Noninterest expense | 1,319,000 | 2,644,000 | 3,861,000 | 5,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 453,000 | 1,061,000 | 1,459,000 |
| Income tax | 4,000 | -120,000 | -187,000 | -523,000 |
| Net income | 193,000 | 573,000 | 1,248,000 | 1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,062,000 | 10,442,000 | 11,116,000 | 11,850,000 |
| Total capital | 11,782,000 | 12,174,000 | 12,824,000 | 13,488,000 |
| Risk-weighted assets | 136,168,000 | 137,516,000 | 135,609,000 | 129,914,000 |