Call reports 2012
MBANK — 2012
What MBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 184,064,000 | 181,284,000 | 174,519,000 | 169,876,000 |
| Total loans | 106,195,000 | 110,375,000 | 110,901,000 | 118,011,000 |
| Allowance for loan losses | 3,536,000 | 3,232,000 | 2,825,000 | 2,743,000 |
| Securities available for sale | 39,669,000 | 31,897,000 | 22,675,000 | 15,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,656,000 | 169,706,000 | 162,372,000 | 157,551,000 |
| Interest-bearing deposits | 148,904,000 | 145,967,000 | 137,504,000 | 131,742,000 |
| Noninterest-bearing deposits | 23,752,000 | 23,739,000 | 24,868,000 | 25,809,000 |
| Equity capital | 7,191,000 | 7,553,000 | 7,824,000 | 7,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,076,000 | 5,897,000 | 7,689,000 |
| Interest expense | 678,000 | 1,253,000 | 1,802,000 | 2,302,000 |
| Net interest income | 1,377,000 | 2,823,000 | 4,095,000 | 5,387,000 |
| Noninterest income | 280,000 | -45,000 | 86,000 | 56,000 |
| Noninterest expense | 1,880,000 | 3,379,000 | 4,880,000 | 6,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -222,000 | -60,000 | 116,000 | 101,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 15,000 |
| Net income | -226,000 | -67,000 | 105,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,107,000 | 7,266,000 | 7,438,000 | 7,419,000 |
| Total capital | 8,806,000 | 8,976,000 | 9,115,000 | 9,107,000 |
| Risk-weighted assets | 134,032,000 | 135,248,000 | 132,967,000 | 133,964,000 |