Call reports 2011
MBANK — 2011
What MBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,694,000 | 198,354,000 | 196,720,000 | 189,633,000 |
| Total loans | 138,662,000 | 129,497,000 | 115,928,000 | 111,151,000 |
| Allowance for loan losses | 6,047,000 | 5,946,000 | 5,080,000 | 4,258,000 |
| Securities available for sale | 29,903,000 | 26,096,000 | 28,256,000 | 28,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,011,000 | 178,154,000 | 175,378,000 | 169,849,000 |
| Interest-bearing deposits | 162,095,000 | 154,484,000 | 151,430,000 | 147,287,000 |
| Noninterest-bearing deposits | 23,916,000 | 23,670,000 | 23,948,000 | 22,562,000 |
| Equity capital | 8,991,000 | 7,705,000 | 7,289,000 | 7,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,526,000 | 7,031,000 | 9,007,000 |
| Interest expense | 863,000 | 1,676,000 | 2,466,000 | 3,204,000 |
| Net interest income | 1,417,000 | 2,850,000 | 4,565,000 | 5,803,000 |
| Noninterest income | 151,000 | 38,000 | -66,000 | 84,000 |
| Noninterest expense | 1,824,000 | 3,632,000 | 5,305,000 | 7,325,000 |
| Provision for loan losses | 711,000 | 1,499,000 | 1,499,000 | 872,000 |
| Pretax income | -827,000 | -2,061,000 | -2,108,000 | -2,113,000 |
| Income tax | 5,000 | 7,000 | 11,000 | 15,000 |
| Net income | -832,000 | -2,068,000 | -2,119,000 | -2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,631,000 | 7,394,000 | 7,343,000 | 7,334,000 |
| Total capital | 10,601,000 | 9,275,000 | 9,046,000 | 9,057,000 |
| Risk-weighted assets | 153,516,000 | 146,371,000 | 132,836,000 | 135,310,000 |