Call reports 2010
MBANK — 2010
What MBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 241,476,000 | 222,845,000 | 213,284,000 | 209,247,000 |
| Total loans | 164,073,000 | 152,679,000 | 149,524,000 | 145,318,000 |
| Allowance for loan losses | 6,812,000 | 6,252,000 | 5,981,000 | 5,945,000 |
| Securities available for sale | 37,570,000 | 38,387,000 | 38,769,000 | 41,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,964,000 | 198,568,000 | 189,856,000 | 187,666,000 |
| Interest-bearing deposits | 170,959,000 | 173,785,000 | 166,101,000 | 165,836,000 |
| Noninterest-bearing deposits | 30,005,000 | 24,783,000 | 23,755,000 | 21,830,000 |
| Equity capital | 11,794,000 | 11,158,000 | 10,992,000 | 9,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,717,000 | 5,279,000 | 7,963,000 | 10,388,000 |
| Interest expense | 1,366,000 | 2,527,000 | 3,550,000 | 4,496,000 |
| Net interest income | 1,351,000 | 2,752,000 | 4,413,000 | 5,892,000 |
| Noninterest income | -392,000 | -825,000 | -801,000 | -618,000 |
| Noninterest expense | 1,872,000 | 3,778,000 | 5,664,000 | 7,449,000 |
| Provision for loan losses | 285,000 | 357,000 | 357,000 | 857,000 |
| Pretax income | -1,198,000 | -2,208,000 | -2,409,000 | -3,032,000 |
| Income tax | -17,000 | -34,000 | 0 | 15,000 |
| Net income | -1,181,000 | -2,174,000 | -2,409,000 | -3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,327,000 | 10,333,000 | 10,099,000 | 9,463,000 |
| Total capital | 13,651,000 | 12,479,000 | 12,190,000 | 11,505,000 |
| Risk-weighted assets | 181,404,000 | 167,513,000 | 163,390,000 | 158,951,000 |