Call reports 2009
MBANK — 2009
What MBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 318,980,000 | 290,196,000 | 276,685,000 | 254,321,000 |
| Total loans | 236,925,000 | 219,510,000 | 174,004,000 | 169,321,000 |
| Allowance for loan losses | 4,482,000 | 6,658,000 | 6,577,000 | 7,461,000 |
| Securities available for sale | 17,367,000 | 16,616,000 | 24,136,000 | 44,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,314,000 | 231,156,000 | 222,343,000 | 206,383,000 |
| Interest-bearing deposits | 226,369,000 | 204,415,000 | 196,192,000 | 182,742,000 |
| Noninterest-bearing deposits | 28,945,000 | 26,740,000 | 26,151,000 | 23,641,000 |
| Equity capital | 25,972,000 | 22,377,000 | 21,996,000 | 12,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,933,000 | 7,687,000 | 10,943,000 | 14,405,000 |
| Interest expense | 2,035,000 | 3,862,000 | 5,576,000 | 7,156,000 |
| Net interest income | 1,898,000 | 3,825,000 | 5,367,000 | 7,249,000 |
| Noninterest income | 255,000 | 450,000 | 699,000 | -1,029,000 |
| Noninterest expense | 2,031,000 | 4,749,000 | 6,754,000 | 8,419,000 |
| Provision for loan losses | 100,000 | 5,887,000 | 6,940,000 | 10,978,000 |
| Pretax income | 317,000 | -6,066,000 | -7,333,000 | -12,882,000 |
| Income tax | 106,000 | -2,280,000 | -3,062,000 | 530,000 |
| Net income | 211,000 | -3,786,000 | -4,271,000 | -13,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,717,000 | 19,915,000 | 18,934,000 | 12,508,000 |
| Total capital | 27,973,000 | 22,986,000 | 21,439,000 | 15,002,000 |
| Risk-weighted assets | 265,233,000 | 242,292,000 | 196,331,000 | 194,671,000 |