Call reports 2007
MBANK — 2007
What MBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 284,430,000 | 280,831,000 | 290,867,000 | 297,188,000 |
| Total loans | 233,320,000 | 232,970,000 | 245,032,000 | 245,933,000 |
| Allowance for loan losses | 2,427,000 | 2,427,000 | 2,473,000 | 2,691,000 |
| Securities available for sale | 20,307,000 | 23,351,000 | 23,288,000 | 23,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,714,000 | 207,767,000 | 214,723,000 | 223,322,000 |
| Interest-bearing deposits | 174,221,000 | 175,145,000 | 179,299,000 | 190,891,000 |
| Noninterest-bearing deposits | 35,493,000 | 32,622,000 | 35,424,000 | 32,431,000 |
| Equity capital | 29,606,000 | 30,082,000 | 30,651,000 | 30,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,623,000 | 11,285,000 | 17,043,000 | 22,698,000 |
| Interest expense | 2,226,000 | 4,584,000 | 6,989,000 | 9,426,000 |
| Net interest income | 3,397,000 | 6,701,000 | 10,054,000 | 13,272,000 |
| Noninterest income | 340,000 | 702,000 | 901,000 | 1,158,000 |
| Noninterest expense | 2,287,000 | 5,018,000 | 7,607,000 | 10,629,000 |
| Provision for loan losses | 56,000 | 56,000 | 106,000 | 348,000 |
| Pretax income | 1,394,000 | 2,329,000 | 3,254,000 | 3,465,000 |
| Income tax | 494,000 | 770,000 | 1,081,000 | 1,093,000 |
| Net income | 900,000 | 1,559,000 | 2,173,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,600,000 | 30,259,000 | 30,673,000 | 30,217,000 |
| Total capital | 32,124,000 | 32,783,000 | 33,243,000 | 32,987,000 |
| Risk-weighted assets | 258,342,000 | 255,888,000 | 271,992,000 | 283,241,000 |