Call reports 2006
MBANK — 2006
What MBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 253,290,000 | 264,148,000 | 272,512,000 | 276,184,000 |
| Total loans | 212,353,000 | 223,414,000 | 231,162,000 | 234,618,000 |
| Allowance for loan losses | 2,051,000 | 2,146,000 | 2,309,000 | 2,369,000 |
| Securities available for sale | 18,629,000 | 18,599,000 | 18,620,000 | 18,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,296,000 | 184,245,000 | 194,168,000 | 197,834,000 |
| Interest-bearing deposits | 142,685,000 | 149,391,000 | 156,965,000 | 163,126,000 |
| Noninterest-bearing deposits | 34,611,000 | 34,854,000 | 37,203,000 | 34,708,000 |
| Equity capital | 24,453,000 | 26,859,000 | 28,039,000 | 28,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,677,000 | 9,758,000 | 15,232,000 | 20,977,000 |
| Interest expense | 1,604,000 | 3,411,000 | 5,385,000 | 7,537,000 |
| Net interest income | 3,073,000 | 6,347,000 | 9,847,000 | 13,440,000 |
| Noninterest income | 379,000 | 737,000 | 1,049,000 | 1,408,000 |
| Noninterest expense | 2,137,000 | 4,368,000 | 6,528,000 | 8,799,000 |
| Provision for loan losses | 54,000 | 154,000 | 350,000 | 420,000 |
| Pretax income | 1,227,000 | 2,528,000 | 3,984,000 | 5,595,000 |
| Income tax | 392,000 | 883,000 | 1,364,000 | 1,861,000 |
| Net income | 835,000 | 1,645,000 | 2,620,000 | 3,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,573,000 | 27,110,000 | 28,086,000 | 28,949,000 |
| Total capital | 26,721,000 | 29,353,000 | 30,492,000 | 31,415,000 |
| Risk-weighted assets | 235,973,000 | 253,720,000 | 256,649,000 | 235,943,000 |