Call reports 2004
MBANK — 2004
What MBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 178,099,000 | 184,422,000 | 191,713,000 | 208,052,000 |
| Total loans | 143,836,000 | 143,789,000 | 156,979,000 | 169,225,000 |
| Allowance for loan losses | 1,689,000 | 1,686,000 | 1,814,000 | 1,649,000 |
| Securities available for sale | 19,273,000 | 19,074,000 | 24,390,000 | 22,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,982,000 | 144,194,000 | 152,625,000 | 150,743,000 |
| Interest-bearing deposits | 111,755,000 | 117,648,000 | 124,720,000 | 122,838,000 |
| Noninterest-bearing deposits | 21,226,000 | 26,546,000 | 27,905,000 | 27,905,000 |
| Equity capital | 20,903,000 | 21,082,000 | 21,785,000 | 22,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,668,000 | 8,670,000 | 11,948,000 |
| Interest expense | 716,000 | 1,430,000 | 2,187,000 | 3,049,000 |
| Net interest income | 2,109,000 | 4,238,000 | 6,483,000 | 8,899,000 |
| Noninterest income | 377,000 | 957,000 | 1,446,000 | 1,992,000 |
| Noninterest expense | 1,893,000 | 3,817,000 | 5,765,000 | 7,766,000 |
| Provision for loan losses | 36,000 | 36,000 | 167,000 | 167,000 |
| Pretax income | 557,000 | 1,342,000 | 1,984,000 | 2,945,000 |
| Income tax | 206,000 | 466,000 | 673,000 | 1,006,000 |
| Net income | 351,000 | 876,000 | 1,311,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,627,000 | 21,152,000 | 21,588,000 | 22,217,000 |
| Total capital | 22,316,000 | 22,838,000 | 23,402,000 | 23,963,000 |
| Risk-weighted assets | 154,621,000 | 157,318,000 | 166,032,000 | 182,626,000 |