Call reports 2003
MBANK — 2003
What MBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 164,353,000 | 173,976,000 | 179,254,000 | 171,418,000 |
| Total loans | 136,417,000 | 143,777,000 | 142,912,000 | 141,056,000 |
| Allowance for loan losses | 1,642,000 | 1,665,000 | 1,638,000 | 1,662,000 |
| Securities available for sale | 15,998,000 | 16,830,000 | 18,530,000 | 19,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,523,000 | 125,177,000 | 131,221,000 | 129,246,000 |
| Interest-bearing deposits | 105,202,000 | 106,833,000 | 110,788,000 | 108,903,000 |
| Noninterest-bearing deposits | 16,321,000 | 18,344,000 | 20,433,000 | 20,344,000 |
| Equity capital | 14,551,000 | 20,175,000 | 20,487,000 | 20,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,580,000 | 8,570,000 | 11,552,000 |
| Interest expense | 818,000 | 1,630,000 | 2,425,000 | 3,186,000 |
| Net interest income | 1,945,000 | 3,950,000 | 6,145,000 | 8,366,000 |
| Noninterest income | 685,000 | 1,482,000 | 2,458,000 | 2,755,000 |
| Noninterest expense | 1,509,000 | 3,399,000 | 5,687,000 | 7,730,000 |
| Provision for loan losses | 149,000 | 180,000 | 173,000 | 211,000 |
| Pretax income | 994,000 | 1,877,000 | 2,767,000 | 3,262,000 |
| Income tax | 380,000 | 666,000 | 1,009,000 | 1,166,000 |
| Net income | 614,000 | 1,211,000 | 1,758,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,230,000 | 19,741,000 | 20,232,000 | 20,495,000 |
| Total capital | 15,872,000 | 21,406,000 | 21,870,000 | 22,157,000 |
| Risk-weighted assets | 145,436,000 | 148,778,000 | 151,882,000 | 153,811,000 |