Call reports 2002
MBANK — 2002
What MBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,950,000 | 136,078,000 | 145,456,000 | 152,113,000 |
| Total loans | 99,615,000 | 106,794,000 | 113,688,000 | 125,531,000 |
| Allowance for loan losses | 1,327,000 | 1,395,000 | 1,431,000 | 1,494,000 |
| Securities available for sale | 21,464,000 | 20,716,000 | 18,865,000 | 19,054,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,447,000 | 103,818,000 | 115,795,000 | 113,698,000 |
| Interest-bearing deposits | 89,450,000 | 89,790,000 | 101,766,000 | 97,914,000 |
| Noninterest-bearing deposits | 12,997,000 | 14,027,000 | 14,030,000 | 15,784,000 |
| Equity capital | 11,987,000 | 12,711,000 | 13,466,000 | 13,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 4,835,000 | 7,373,000 | 10,065,000 |
| Interest expense | 936,000 | 1,797,000 | 2,691,000 | 3,551,000 |
| Net interest income | 1,425,000 | 3,038,000 | 4,682,000 | 6,514,000 |
| Noninterest income | 337,000 | 590,000 | 962,000 | 1,452,000 |
| Noninterest expense | 960,000 | 1,952,000 | 3,005,000 | 4,364,000 |
| Provision for loan losses | 150,000 | 246,000 | 304,000 | 453,000 |
| Pretax income | 656,000 | 1,444,000 | 2,349,000 | 3,163,000 |
| Income tax | 264,000 | 591,000 | 926,000 | 1,209,000 |
| Net income | 392,000 | 853,000 | 1,423,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,021,000 | 12,483,000 | 13,053,000 | 13,613,000 |
| Total capital | 13,346,000 | 13,878,000 | 14,484,000 | 15,107,000 |
| Risk-weighted assets | 111,941,000 | 119,013,000 | 124,829,000 | 136,443,000 |