Call reports 2001
MBANK — 2001
What MBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 114,316,000 | 121,427,000 | 121,794,000 | 124,620,000 |
| Total loans | 92,023,000 | 93,412,000 | 93,258,000 | 100,816,000 |
| Allowance for loan losses | 1,138,000 | 1,151,000 | 1,158,000 | 1,177,000 |
| Securities available for sale | 14,241,000 | 15,707,000 | 17,071,000 | 16,740,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,583,000 | 104,794,000 | 107,273,000 | 103,682,000 |
| Interest-bearing deposits | 92,486,000 | 94,863,000 | 96,899,000 | 91,027,000 |
| Noninterest-bearing deposits | 8,097,000 | 9,931,000 | 10,374,000 | 12,655,000 |
| Equity capital | 10,590,000 | 10,921,000 | 11,330,000 | 11,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 4,995,000 | 7,454,000 | 9,839,000 |
| Interest expense | 1,433,000 | 2,791,000 | 4,072,000 | 5,177,000 |
| Net interest income | 1,100,000 | 2,204,000 | 3,382,000 | 4,662,000 |
| Noninterest income | 152,000 | 566,000 | 986,000 | 1,511,000 |
| Noninterest expense | 760,000 | 1,692,000 | 2,776,000 | 3,957,000 |
| Provision for loan losses | 22,000 | 35,000 | 42,000 | 141,000 |
| Pretax income | 470,000 | 1,043,000 | 1,572,000 | 2,096,000 |
| Income tax | 174,000 | 418,000 | 650,000 | 831,000 |
| Net income | 296,000 | 625,000 | 922,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,504,000 | 10,601,000 | 10,956,000 | 11,334,000 |
| Total capital | 11,642,000 | 11,752,000 | 12,114,000 | 12,511,000 |
| Risk-weighted assets | 101,175,000 | 103,136,000 | 106,097,000 | 112,765,000 |