Call reports 2007
FIRST PRIVATE BANK & TRUST — 2007
What FIRST PRIVATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 559,205,000 | 555,607,000 | 624,436,000 | 621,570,000 |
| Total loans | 434,109,000 | 453,743,000 | 523,602,000 | 547,387,000 |
| Allowance for loan losses | 4,975,000 | 5,673,000 | 6,408,000 | 23,610,000 |
| Securities available for sale | 21,589,000 | 21,580,000 | 20,758,000 | 20,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,153,000 | 461,507,000 | 527,627,000 | 507,081,000 |
| Interest-bearing deposits | 359,465,000 | 348,417,000 | 416,600,000 | 397,616,000 |
| Noninterest-bearing deposits | 107,687,000 | 113,090,000 | 111,027,000 | 109,465,000 |
| Equity capital | 86,742,000 | 88,911,000 | 90,835,000 | 81,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,487,000 | 21,312,000 | 33,062,000 | 44,715,000 |
| Interest expense | 3,566,000 | 7,317,000 | 11,376,000 | 15,923,000 |
| Net interest income | 6,921,000 | 13,995,000 | 21,686,000 | 28,792,000 |
| Noninterest income | 369,000 | 1,040,000 | 1,416,000 | 2,092,000 |
| Noninterest expense | 4,536,000 | 8,713,000 | 13,228,000 | 19,626,000 |
| Provision for loan losses | 207,000 | 330,000 | 1,066,000 | 17,942,000 |
| Pretax income | 2,547,000 | 5,992,000 | 8,808,000 | -6,684,000 |
| Income tax | 1,008,000 | 2,354,000 | 3,457,000 | -2,574,000 |
| Net income | 1,539,000 | 3,638,000 | 5,351,000 | -4,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,567,000 | 49,061,000 | 51,247,000 | 42,061,000 |
| Total capital | 51,993,000 | 55,066,000 | 58,044,000 | 49,203,000 |
| Risk-weighted assets | 463,954,000 | 480,300,000 | 543,751,000 | 552,776,000 |