Call reports 2005
FIRST PRIVATE BANK & TRUST — 2005
What FIRST PRIVATE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 438,269,000 | 450,201,000 | 460,142,000 | 476,364,000 |
| Total loans | 290,871,000 | 324,337,000 | 323,736,000 | 359,053,000 |
| Allowance for loan losses | 3,268,000 | 3,423,000 | 3,721,000 | 4,155,000 |
| Securities available for sale | 32,931,000 | 37,532,000 | 30,270,000 | 29,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,192,000 | 368,542,000 | 377,031,000 | 390,930,000 |
| Interest-bearing deposits | 241,422,000 | 254,374,000 | 262,542,000 | 279,302,000 |
| Noninterest-bearing deposits | 115,771,000 | 114,167,000 | 114,490,000 | 111,628,000 |
| Equity capital | 75,681,000 | 77,240,000 | 78,786,000 | 80,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,671,000 | 12,001,000 | 19,155,000 | 27,042,000 |
| Interest expense | 929,000 | 1,970,000 | 3,332,000 | 5,026,000 |
| Net interest income | 4,742,000 | 10,031,000 | 15,823,000 | 22,016,000 |
| Noninterest income | 414,000 | 918,000 | 1,366,000 | 1,802,000 |
| Noninterest expense | 3,258,000 | 6,408,000 | 9,595,000 | 12,960,000 |
| Provision for loan losses | -144,000 | 4,000 | 297,000 | 725,000 |
| Pretax income | 2,042,000 | 4,537,000 | 7,297,000 | 10,133,000 |
| Income tax | 842,000 | 1,870,000 | 3,023,000 | 4,004,000 |
| Net income | 1,200,000 | 2,667,000 | 4,274,000 | 6,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,449,000 | 35,676,000 | 37,520,000 | 39,734,000 |
| Total capital | 34,982,000 | 39,431,000 | 41,607,000 | 44,223,000 |
| Risk-weighted assets | 301,811,000 | 321,663,000 | 343,625,000 | 373,050,000 |