Call reports 2004
FIRST PRIVATE BANK & TRUST — 2004
What FIRST PRIVATE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 215,059,000 | 218,493,000 | 221,285,000 | 425,666,000 |
| Total loans | 153,309,000 | 166,760,000 | 169,685,000 | 296,112,000 |
| Allowance for loan losses | 2,105,000 | 2,150,000 | 2,189,000 | 3,475,000 |
| Securities available for sale | 15,293,000 | 17,005,000 | 14,163,000 | 32,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,723,000 | 180,766,000 | 178,709,000 | 346,322,000 |
| Interest-bearing deposits | 141,216,000 | 145,127,000 | 141,506,000 | 242,547,000 |
| Noninterest-bearing deposits | 36,506,000 | 35,638,000 | 37,203,000 | 103,774,000 |
| Equity capital | 34,621,000 | 35,275,000 | 39,581,000 | 74,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 4,443,000 | 7,771,000 | 13,224,000 |
| Interest expense | 268,000 | 837,000 | 1,420,000 | 2,351,000 |
| Net interest income | 1,194,000 | 3,606,000 | 6,351,000 | 10,873,000 |
| Noninterest income | 111,000 | 465,000 | 670,000 | 1,411,000 |
| Noninterest expense | 679,000 | 2,033,000 | 3,590,000 | 6,598,000 |
| Provision for loan losses | 81,000 | 126,000 | 206,000 | 307,000 |
| Pretax income | 545,000 | 1,912,000 | 3,225,000 | 5,379,000 |
| Income tax | 230,000 | 804,000 | 1,356,000 | 2,213,000 |
| Net income | 315,000 | 1,108,000 | 1,869,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,950,000 | 17,671,000 | 21,953,000 | 29,981,000 |
| Total capital | 18,948,000 | 19,799,000 | 24,113,000 | 33,456,000 |
| Risk-weighted assets | 159,805,000 | 170,221,000 | 172,759,000 | 293,187,000 |