Call reports 2003
FIRST PRIVATE BANK & TRUST — 2003
What FIRST PRIVATE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,519,000 | 174,326,000 | 187,799,000 | 184,801,000 |
| Total loans | 128,724,000 | 134,713,000 | 144,271,000 | 147,075,000 |
| Allowance for loan losses | 1,653,000 | 1,774,000 | 1,889,000 | 2,570,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,521,000 | 10,509,000 | 22,522,000 | 23,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,061,000 | 155,120,000 | 167,375,000 | 164,836,000 |
| Interest-bearing deposits | 115,660,000 | 123,149,000 | 130,230,000 | 127,625,000 |
| Noninterest-bearing deposits | 33,401,000 | 31,971,000 | 37,145,000 | 37,211,000 |
| Equity capital | 17,242,000 | 17,861,000 | 18,559,000 | 18,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,473,000 | 8,436,000 | 11,470,000 |
| Interest expense | 613,000 | 1,249,000 | 1,842,000 | 2,393,000 |
| Net interest income | 2,000,000 | 4,224,000 | 6,594,000 | 9,077,000 |
| Noninterest income | 335,000 | 617,000 | 905,000 | 1,260,000 |
| Noninterest expense | 1,311,000 | 2,639,000 | 3,990,000 | 5,443,000 |
| Provision for loan losses | 170,000 | 300,000 | 425,000 | 1,099,000 |
| Pretax income | 854,000 | 1,902,000 | 3,084,000 | 3,795,000 |
| Income tax | 348,000 | 777,000 | 1,262,000 | 1,552,000 |
| Net income | 506,000 | 1,125,000 | 1,822,000 | 2,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,326,000 | 16,179,000 | 16,912,000 | 16,858,000 |
| Total capital | 18,714,000 | 18,700,000 | 19,562,000 | 19,552,000 |
| Risk-weighted assets | 127,085,000 | 137,646,000 | 148,293,000 | 150,830,000 |