Call reports 2020
UNION STATE BANK OF FARGO — 2020
What UNION STATE BANK OF FARGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 127,828,000 | 141,580,000 | 144,790,000 |
| Total loans | 94,904,000 | 105,489,000 | 110,177,000 |
| Allowance for loan losses | 478,000 | 579,000 | 719,000 |
| Securities available for sale | 5,519,000 | 5,217,000 | 4,909,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 99,568,000 | 113,461,000 | 116,974,000 |
| Interest-bearing deposits | 84,672,000 | 89,400,000 | 93,242,000 |
| Noninterest-bearing deposits | 14,896,000 | 24,061,000 | 23,732,000 |
| Equity capital | 14,975,000 | 14,983,000 | 15,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,292,000 | 2,604,000 | 4,013,000 |
| Interest expense | 295,000 | 620,000 | 932,000 |
| Net interest income | 997,000 | 1,984,000 | 3,081,000 |
| Noninterest income | 127,000 | 232,000 | 330,000 |
| Noninterest expense | 932,000 | 1,936,000 | 2,813,000 |
| Provision for loan losses | 86,000 | 182,000 | 324,000 |
| Pretax income | 106,000 | 98,000 | 274,000 |
| Income tax | 27,000 | 26,000 | 68,000 |
| Net income | 79,000 | 72,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 10,774,000 | 10,824,000 | 11,014,000 |