Call reports 2018
UNION STATE BANK OF FARGO — 2018
What UNION STATE BANK OF FARGO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 98,585,000 | 97,492,000 | 101,277,000 | 108,853,000 |
| Total loans | 75,802,000 | 80,405,000 | 80,339,000 | 78,016,000 |
| Allowance for loan losses | 797,000 | 812,000 | 795,000 | 79,000 |
| Securities available for sale | 6,214,000 | 7,494,000 | 7,724,000 | 7,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,033,000 | 79,946,000 | 83,344,000 | 87,117,000 |
| Interest-bearing deposits | 67,472,000 | 65,865,000 | 67,483,000 | 68,943,000 |
| Noninterest-bearing deposits | 13,561,000 | 14,081,000 | 15,861,000 | 18,174,000 |
| Equity capital | 9,443,000 | 9,581,000 | 9,286,000 | 14,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,082,000 | 3,191,000 | 1,014,000 |
| Interest expense | 136,000 | 279,000 | 445,000 | 137,000 |
| Net interest income | 863,000 | 1,803,000 | 2,746,000 | 877,000 |
| Noninterest income | 138,000 | 292,000 | 450,000 | 116,000 |
| Noninterest expense | 717,000 | 1,457,000 | 2,901,000 | 757,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 65,000 |
| Pretax income | 284,000 | 623,000 | 275,000 | 171,000 |
| Income tax | 77,000 | 161,000 | 37,000 | 34,000 |
| Net income | 207,000 | 462,000 | 238,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,505,000 | 9,641,000 | 9,379,000 | 9,731,000 |
| Total capital | 10,302,000 | 10,453,000 | 10,174,000 | 9,810,000 |
| Risk-weighted assets | 72,610,000 | 78,131,000 | 78,871,000 | 75,821,000 |