Call reports 2017
UNION STATE BANK OF FARGO — 2017
What UNION STATE BANK OF FARGO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,168,000 | 98,746,000 | 99,118,000 | 99,244,000 |
| Total loans | 82,631,000 | 81,944,000 | 82,922,000 | 77,633,000 |
| Allowance for loan losses | 782,000 | 796,000 | 792,000 | 796,000 |
| Securities available for sale | 4,711,000 | 5,818,000 | 6,091,000 | 6,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,141,000 | 81,421,000 | 81,414,000 | 81,842,000 |
| Interest-bearing deposits | 66,973,000 | 67,626,000 | 67,962,000 | 67,265,000 |
| Noninterest-bearing deposits | 13,168,000 | 13,795,000 | 13,452,000 | 14,577,000 |
| Equity capital | 9,015,000 | 9,275,000 | 9,498,000 | 9,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,083,000 | 3,155,000 | 4,220,000 |
| Interest expense | 126,000 | 260,000 | 397,000 | 538,000 |
| Net interest income | 897,000 | 1,823,000 | 2,758,000 | 3,682,000 |
| Noninterest income | 157,000 | 322,000 | 497,000 | 654,000 |
| Noninterest expense | 749,000 | 1,448,000 | 2,130,000 | 2,881,000 |
| Provision for loan losses | -375,000 | -375,000 | -365,000 | -365,000 |
| Pretax income | 680,000 | 1,073,000 | 1,491,000 | 1,821,000 |
| Income tax | 245,000 | 386,000 | 536,000 | 694,000 |
| Net income | 435,000 | 687,000 | 955,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,024,000 | 9,262,000 | 9,487,000 | 9,297,000 |
| Total capital | 9,806,000 | 10,058,000 | 10,279,000 | 10,093,000 |
| Risk-weighted assets | 80,600,000 | 78,813,000 | 79,049,000 | 73,977,000 |