Call reports 2012
UNION STATE BANK OF FARGO — 2012
What UNION STATE BANK OF FARGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,132,000 | 68,175,000 | 69,583,000 | 79,537,000 |
| Total loans | 58,379,000 | 59,828,000 | 63,450,000 | 63,777,000 |
| Allowance for loan losses | 871,000 | 1,054,000 | 1,088,000 | 723,000 |
| Securities available for sale | 2,553,000 | 2,398,000 | 2,020,000 | 2,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,669,000 | 55,836,000 | 56,287,000 | 66,066,000 |
| Interest-bearing deposits | 43,421,000 | 44,755,000 | 45,003,000 | 49,461,000 |
| Noninterest-bearing deposits | 10,248,000 | 11,081,000 | 11,284,000 | 16,605,000 |
| Equity capital | 6,148,000 | 6,143,000 | 6,344,000 | 6,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,782,000 | 2,707,000 | 3,642,000 |
| Interest expense | 141,000 | 285,000 | 428,000 | 572,000 |
| Net interest income | 737,000 | 1,497,000 | 2,279,000 | 3,070,000 |
| Noninterest income | 185,000 | 364,000 | 578,000 | 777,000 |
| Noninterest expense | 624,000 | 1,276,000 | 1,911,000 | 2,545,000 |
| Provision for loan losses | 0 | 180,000 | 211,000 | 211,000 |
| Pretax income | 298,000 | 405,000 | 735,000 | 1,091,000 |
| Income tax | 116,000 | 150,000 | 286,000 | 407,000 |
| Net income | 182,000 | 255,000 | 449,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,122,000 | 6,114,000 | 6,308,000 | 6,224,000 |
| Total capital | 6,772,000 | 6,785,000 | 7,023,000 | 6,948,000 |
| Risk-weighted assets | 51,740,000 | 53,278,000 | 56,822,000 | 58,210,000 |