Call reports 2002
UNION STATE BANK OF FARGO — 2002
What UNION STATE BANK OF FARGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,639,000 | 28,917,000 | 32,241,000 | 32,524,000 |
| Total loans | 22,261,000 | 24,644,000 | 25,576,000 | 24,744,000 |
| Allowance for loan losses | 294,000 | 298,000 | 319,000 | 339,000 |
| Securities available for sale | 713,000 | 713,000 | 480,000 | 428,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,254,000 | 26,480,000 | 29,777,000 | 29,943,000 |
| Interest-bearing deposits | 20,600,000 | 20,279,000 | 21,945,000 | 21,636,000 |
| Noninterest-bearing deposits | 3,654,000 | 6,201,000 | 7,832,000 | 8,307,000 |
| Equity capital | 2,280,000 | 2,308,000 | 2,353,000 | 2,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 927,000 | 1,479,000 | 1,993,000 |
| Interest expense | 131,000 | 256,000 | 388,000 | 490,000 |
| Net interest income | 310,000 | 671,000 | 1,091,000 | 1,503,000 |
| Noninterest income | 140,000 | 285,000 | 446,000 | 608,000 |
| Noninterest expense | 428,000 | 888,000 | 1,352,000 | 1,841,000 |
| Provision for loan losses | 0 | 23,000 | 78,000 | 98,000 |
| Pretax income | 22,000 | 45,000 | 107,000 | 172,000 |
| Income tax | 19,000 | 25,000 | 36,000 | 58,000 |
| Net income | 3,000 | 20,000 | 71,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,276,000 | 2,293,000 | 2,345,000 | 2,388,000 |
| Total capital | 2,559,000 | 2,591,000 | 2,664,000 | 2,699,000 |
| Risk-weighted assets | 22,639,000 | 24,924,000 | 25,501,000 | 24,885,000 |