Call reports 2001
UNION STATE BANK OF FARGO — 2001
What UNION STATE BANK OF FARGO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,584,000 | 25,272,000 | 25,956,000 | 29,712,000 |
| Total loans | 18,590,000 | 18,915,000 | 20,800,000 | 21,996,000 |
| Allowance for loan losses | 197,000 | 195,000 | 276,000 | 313,000 |
| Securities available for sale | 1,385,000 | 1,356,000 | 1,306,000 | 1,062,000 |
| Securities held to maturity | 85,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,433,000 | 23,066,000 | 23,801,000 | 27,207,000 |
| Interest-bearing deposits | 17,271,000 | 17,786,000 | 18,222,000 | 19,896,000 |
| Noninterest-bearing deposits | 5,162,000 | 5,280,000 | 5,579,000 | 7,311,000 |
| Equity capital | 1,956,000 | 2,004,000 | 1,962,000 | 2,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 982,000 | 1,477,000 | 2,000,000 |
| Interest expense | 185,000 | 367,000 | 542,000 | 686,000 |
| Net interest income | 300,000 | 615,000 | 935,000 | 1,314,000 |
| Noninterest income | 135,000 | 293,000 | 425,000 | 577,000 |
| Noninterest expense | 419,000 | 837,000 | 1,241,000 | 1,699,000 |
| Provision for loan losses | 0 | 0 | 81,000 | 132,000 |
| Pretax income | 16,000 | 71,000 | 38,000 | 60,000 |
| Income tax | 5,000 | 17,000 | 22,000 | 19,000 |
| Net income | 11,000 | 54,000 | 16,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,950,000 | 1,995,000 | 1,956,000 | 2,274,000 |
| Total capital | 2,147,000 | 2,190,000 | 2,216,000 | 2,552,000 |
| Risk-weighted assets | 18,365,000 | 19,482,000 | 20,754,000 | 22,211,000 |