Call reports 2023
KAHOKA STATE BANK — 2023
What KAHOKA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,330,000 | 59,884,000 | 60,619,000 | 61,782,000 |
| Total loans | 33,350,000 | 33,670,000 | 33,457,000 | 33,003,000 |
| Allowance for loan losses | 570,000 | 551,000 | 546,000 | 490,000 |
| Securities available for sale | 23,068,000 | 17,407,000 | 17,474,000 | 15,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,706,000 | 54,006,000 | 54,561,000 | 55,571,000 |
| Interest-bearing deposits | 49,525,000 | 49,353,000 | 50,200,000 | 50,651,000 |
| Noninterest-bearing deposits | 6,181,000 | 4,653,000 | 4,361,000 | 4,920,000 |
| Equity capital | 5,510,000 | 5,577,000 | 5,735,000 | 5,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,108,000 | 1,784,000 | 2,475,000 |
| Interest expense | 113,000 | 265,000 | 435,000 | 643,000 |
| Net interest income | 412,000 | 843,000 | 1,349,000 | 1,832,000 |
| Noninterest income | 89,000 | 170,000 | 231,000 | 294,000 |
| Noninterest expense | 412,000 | 856,000 | 1,290,000 | 1,823,000 |
| Provision for loan losses | 5,000 | 13,000 | 22,000 | 82,000 |
| Pretax income | 12,000 | 72,000 | 196,000 | 149,000 |
| Income tax | 2,000 | 21,000 | 31,000 | 32,000 |
| Net income | 10,000 | 51,000 | 165,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,727,000 | 5,749,000 | 5,862,000 | 5,789,000 |