Call reports 2022
KAHOKA STATE BANK — 2022
What KAHOKA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 70,190,000 | 65,006,000 | 63,081,000 | 63,035,000 |
| Total loans | 32,499,000 | 33,144,000 | 34,051,000 | 35,289,000 |
| Allowance for loan losses | 597,000 | 604,000 | 601,000 | 581,000 |
| Securities available for sale | 17,043,000 | 22,862,000 | 22,663,000 | 22,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,733,000 | 59,628,000 | 57,754,000 | 55,540,000 |
| Interest-bearing deposits | 59,262,000 | 55,173,000 | 53,109,000 | 50,530,000 |
| Noninterest-bearing deposits | 5,471,000 | 4,455,000 | 4,645,000 | 5,010,000 |
| Equity capital | 5,363,000 | 5,322,000 | 5,247,000 | 5,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 940,000 | 1,453,000 | 1,956,000 |
| Interest expense | 92,000 | 165,000 | 232,000 | 308,000 |
| Net interest income | 358,000 | 775,000 | 1,221,000 | 1,648,000 |
| Noninterest income | 40,000 | 95,000 | 217,000 | 293,000 |
| Noninterest expense | 379,000 | 754,000 | 1,215,000 | 1,715,000 |
| Provision for loan losses | 8,000 | 13,000 | 13,000 | 18,000 |
| Pretax income | 11,000 | 103,000 | 210,000 | 208,000 |
| Income tax | 4,000 | 4,000 | 42,000 | 40,000 |
| Net income | 7,000 | 99,000 | 168,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,597,000 | 5,668,000 | 5,737,000 | 5,716,000 |
| Total capital | — | 6,085,000 | 6,162,000 | 6,146,000 |
| Risk-weighted assets | — | 33,192,000 | 33,830,000 | 34,304,000 |