Call reports 2021
KAHOKA STATE BANK — 2021
What KAHOKA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,909,000 | 64,118,000 | 66,317,000 | 67,982,000 |
| Total loans | 32,618,000 | 31,296,000 | 31,902,000 | 32,995,000 |
| Allowance for loan losses | 596,000 | 598,000 | 613,000 | 587,000 |
| Securities available for sale | 15,853,000 | 16,059,000 | 15,939,000 | 16,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,043,000 | 58,326,000 | 60,508,000 | 62,348,000 |
| Interest-bearing deposits | 53,451,000 | 54,453,000 | 55,952,000 | 56,110,000 |
| Noninterest-bearing deposits | 4,592,000 | 3,873,000 | 4,556,000 | 6,238,000 |
| Equity capital | 5,733,000 | 5,703,000 | 5,695,000 | 5,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,069,000 | 1,520,000 | 1,965,000 |
| Interest expense | 122,000 | 239,000 | 354,000 | 463,000 |
| Net interest income | 420,000 | 830,000 | 1,166,000 | 1,502,000 |
| Noninterest income | 50,000 | 102,000 | 201,000 | 260,000 |
| Noninterest expense | 349,000 | 740,000 | 1,165,000 | 1,646,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 113,000 | 177,000 | 179,000 | 86,000 |
| Income tax | 24,000 | 40,000 | 43,000 | 13,000 |
| Net income | 89,000 | 137,000 | 136,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,665,000 | 5,683,000 | 5,682,000 | 5,589,000 |