Call reports 2020
KAHOKA STATE BANK — 2020
What KAHOKA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,789,000 | 57,140,000 | 57,777,000 | 59,823,000 |
| Total loans | 31,966,000 | 31,949,000 | 33,633,000 | 34,270,000 |
| Allowance for loan losses | 557,000 | 562,000 | 575,000 | 583,000 |
| Securities available for sale | 15,294,000 | 15,323,000 | 14,991,000 | 15,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,972,000 | 51,305,000 | 51,886,000 | 54,003,000 |
| Interest-bearing deposits | 45,593,000 | 47,307,000 | 47,692,000 | 49,941,000 |
| Noninterest-bearing deposits | 3,379,000 | 3,998,000 | 4,194,000 | 4,062,000 |
| Equity capital | 5,677,000 | 5,710,000 | 5,751,000 | 5,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,084,000 | 1,610,000 | 2,142,000 |
| Interest expense | 136,000 | 273,000 | 409,000 | 539,000 |
| Net interest income | 402,000 | 811,000 | 1,201,000 | 1,603,000 |
| Noninterest income | 53,000 | 100,000 | 151,000 | 202,000 |
| Noninterest expense | 352,000 | 719,000 | 1,055,000 | 1,457,000 |
| Provision for loan losses | 10,000 | 17,000 | 25,000 | 33,000 |
| Pretax income | 93,000 | 175,000 | 272,000 | 315,000 |
| Income tax | 17,000 | 34,000 | 53,000 | 74,000 |
| Net income | 76,000 | 141,000 | 219,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,470,000 | 5,506,000 | 5,584,000 | 5,576,000 |
| Total capital | 5,866,000 | — | — | — |
| Risk-weighted assets | 31,541,000 | — | — | — |