Call reports 2019
KAHOKA STATE BANK — 2019
What KAHOKA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,852,000 | 49,631,000 | 50,211,000 | 52,160,000 |
| Total loans | 29,791,000 | 30,057,000 | 30,204,000 | 31,139,000 |
| Allowance for loan losses | 546,000 | 555,000 | 608,000 | 656,000 |
| Securities available for sale | 15,883,000 | 15,321,000 | 15,589,000 | 15,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,134,000 | 43,588,000 | 44,564,000 | 46,573,000 |
| Interest-bearing deposits | 40,834,000 | 40,585,000 | 41,487,000 | 43,417,000 |
| Noninterest-bearing deposits | 3,300,000 | 3,003,000 | 3,077,000 | 3,156,000 |
| Equity capital | 5,282,000 | 5,450,000 | 5,540,000 | 5,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,010,000 | 1,526,000 | 2,068,000 |
| Interest expense | 93,000 | 197,000 | 307,000 | 424,000 |
| Net interest income | 411,000 | 813,000 | 1,219,000 | 1,644,000 |
| Noninterest income | 53,000 | 117,000 | 188,000 | 245,000 |
| Noninterest expense | 303,000 | 596,000 | 938,000 | 1,356,000 |
| Provision for loan losses | 12,000 | 27,000 | 68,000 | 158,000 |
| Pretax income | 149,000 | 307,000 | 401,000 | 375,000 |
| Income tax | 32,000 | 59,000 | 82,000 | 86,000 |
| Net income | 117,000 | 248,000 | 319,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,383,000 | 5,454,000 | 5,395,000 |
| Total capital | 5,656,000 | 5,761,000 | 5,834,000 | 5,796,000 |
| Risk-weighted assets | 29,761,000 | 30,093,000 | 30,239,000 | 31,847,000 |