Call reports 2018
KAHOKA STATE BANK — 2018
What KAHOKA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,562,000 | 51,294,000 | 49,071,000 | 49,071,000 |
| Total loans | 26,694,000 | 28,131,000 | 28,557,000 | 29,219,000 |
| Allowance for loan losses | 526,000 | 542,000 | 519,000 | 535,000 |
| Securities available for sale | 15,814,000 | 15,816,000 | 15,798,000 | 15,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,653,000 | 44,060,000 | 43,955,000 | 43,840,000 |
| Interest-bearing deposits | 41,267,000 | 40,024,000 | 40,703,000 | 40,466,000 |
| Noninterest-bearing deposits | 4,386,000 | 4,036,000 | 3,252,000 | 3,374,000 |
| Equity capital | 4,840,000 | 4,939,000 | 5,022,000 | 5,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 886,000 | 1,385,000 | 1,879,000 |
| Interest expense | 72,000 | 151,000 | 238,000 | 323,000 |
| Net interest income | 354,000 | 735,000 | 1,147,000 | 1,556,000 |
| Noninterest income | 51,000 | 116,000 | 168,000 | 231,000 |
| Noninterest expense | 322,000 | 611,000 | 949,000 | 1,313,000 |
| Provision for loan losses | 23,000 | 40,000 | 54,000 | 66,000 |
| Pretax income | 60,000 | 200,000 | 312,000 | 408,000 |
| Income tax | 12,000 | 35,000 | 54,000 | 80,000 |
| Net income | 48,000 | 165,000 | 258,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,945,000 | 5,032,000 | 5,125,000 | 5,165,000 |
| Total capital | 5,287,000 | 5,389,000 | 5,487,000 | 5,530,000 |
| Risk-weighted assets | 27,230,000 | 28,439,000 | 28,827,000 | 29,069,000 |