Call reports 2016
KAHOKA STATE BANK — 2016
What KAHOKA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,769,000 | 49,239,000 | 48,830,000 | 48,992,000 |
| Total loans | 24,174,000 | 24,068,000 | 25,323,000 | 25,626,000 |
| Allowance for loan losses | 631,000 | 633,000 | 643,000 | 640,000 |
| Securities available for sale | 16,215,000 | 16,240,000 | 16,443,000 | 16,342,000 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,872,000 | 44,308,000 | 43,870,000 | 44,122,000 |
| Interest-bearing deposits | 40,077,000 | 40,584,000 | 40,320,000 | 40,217,000 |
| Noninterest-bearing deposits | 3,795,000 | 3,724,000 | 3,550,000 | 3,905,000 |
| Equity capital | 4,819,000 | 4,864,000 | 4,889,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 787,000 | 1,193,000 | 1,620,000 |
| Interest expense | 72,000 | 146,000 | 222,000 | 296,000 |
| Net interest income | 322,000 | 641,000 | 971,000 | 1,324,000 |
| Noninterest income | 54,000 | 109,000 | 177,000 | 231,000 |
| Noninterest expense | 306,000 | 584,000 | 921,000 | 1,307,000 |
| Provision for loan losses | 15,000 | 27,000 | 34,000 | 46,000 |
| Pretax income | 55,000 | 139,000 | 193,000 | 202,000 |
| Income tax | 23,000 | 51,000 | 65,000 | 70,000 |
| Net income | 32,000 | 88,000 | 128,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,781,000 | 4,807,000 | 4,847,000 | 4,821,000 |
| Total capital | 5,082,000 | 5,121,000 | 5,182,000 | 5,160,000 |
| Risk-weighted assets | 23,799,000 | 24,840,000 | 26,570,000 | 26,848,000 |