Call reports 2015
KAHOKA STATE BANK — 2015
What KAHOKA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,301,000 | 48,618,000 | 48,051,000 | 47,622,000 |
| Total loans | 24,439,000 | 24,123,000 | 24,491,000 | 24,566,000 |
| Allowance for loan losses | 572,000 | 589,000 | 601,000 | 607,000 |
| Securities available for sale | 16,137,000 | 16,188,000 | 16,215,000 | 16,069,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,538,000 | 43,801,000 | 43,136,000 | 42,789,000 |
| Interest-bearing deposits | 39,695,000 | 39,049,000 | 38,991,000 | 39,075,000 |
| Noninterest-bearing deposits | 4,843,000 | 4,752,000 | 4,145,000 | 3,714,000 |
| Equity capital | 4,694,000 | 4,725,000 | 4,785,000 | 4,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 813,000 | 1,211,000 | 1,613,000 |
| Interest expense | 72,000 | 145,000 | 218,000 | 291,000 |
| Net interest income | 332,000 | 668,000 | 993,000 | 1,322,000 |
| Noninterest income | 50,000 | 111,000 | 166,000 | 220,000 |
| Noninterest expense | 312,000 | 582,000 | 875,000 | 1,201,000 |
| Provision for loan losses | 15,000 | 28,000 | 37,000 | 46,000 |
| Pretax income | 55,000 | 169,000 | 247,000 | 295,000 |
| Income tax | 14,000 | 57,000 | 92,000 | 99,000 |
| Net income | 41,000 | 112,000 | 155,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,654,000 | 4,528,000 | 4,571,000 | 4,749,000 |
| Total capital | 4,969,000 | 4,836,000 | 4,889,000 | 5,063,000 |
| Risk-weighted assets | 24,995,000 | 24,281,000 | 25,132,000 | 24,890,000 |