Call reports 2014
KAHOKA STATE BANK — 2014
What KAHOKA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,055,000 | 47,503,000 | 46,956,000 | 47,440,000 |
| Total loans | 23,637,000 | 23,344,000 | 24,454,000 | 24,951,000 |
| Allowance for loan losses | 626,000 | 589,000 | 567,000 | 576,000 |
| Securities available for sale | 15,011,000 | 16,050,000 | 16,014,000 | 15,996,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,402,000 | 42,801,000 | 42,233,000 | 42,772,000 |
| Interest-bearing deposits | 38,236,000 | 38,690,000 | 38,225,000 | 38,403,000 |
| Noninterest-bearing deposits | 4,166,000 | 4,112,000 | 4,008,000 | 4,369,000 |
| Equity capital | 4,588,000 | 4,650,000 | 4,661,000 | 4,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 839,000 | 1,209,000 | 1,637,000 |
| Interest expense | 67,000 | 137,000 | 209,000 | 281,000 |
| Net interest income | 360,000 | 702,000 | 1,000,000 | 1,356,000 |
| Noninterest income | 46,000 | 102,000 | 159,000 | 207,000 |
| Noninterest expense | 278,000 | 577,000 | 883,000 | 1,244,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 113,000 | 197,000 | 231,000 | 259,000 |
| Income tax | 12,000 | 33,000 | 39,000 | 83,000 |
| Net income | 101,000 | 164,000 | 192,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,439,000 | 4,532,000 | 4,634,000 | 4,613,000 |
| Total capital | 4,755,000 | 4,832,000 | 4,951,000 | 4,938,000 |
| Risk-weighted assets | 25,008,000 | 25,042,000 | 25,835,000 | 25,717,000 |