Call reports 2013
KAHOKA STATE BANK — 2013
What KAHOKA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,379,000 | 45,645,000 | 45,861,000 | 46,068,000 |
| Total loans | 24,103,000 | 23,801,000 | 24,276,000 | 24,926,000 |
| Allowance for loan losses | 596,000 | 637,000 | 657,000 | 677,000 |
| Securities available for sale | 14,760,000 | 15,043,000 | 15,058,000 | 15,048,000 |
| Securities held to maturity | 6,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,777,000 | 41,114,000 | 41,255,000 | 41,463,000 |
| Interest-bearing deposits | 37,481,000 | 37,158,000 | 36,761,000 | 37,165,000 |
| Noninterest-bearing deposits | 4,296,000 | 3,956,000 | 4,494,000 | 4,298,000 |
| Equity capital | 4,538,000 | 4,477,000 | 4,544,000 | 4,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 803,000 | 1,189,000 | 1,581,000 |
| Interest expense | 72,000 | 142,000 | 212,000 | 280,000 |
| Net interest income | 335,000 | 661,000 | 977,000 | 1,301,000 |
| Noninterest income | 53,000 | 102,000 | 154,000 | 202,000 |
| Noninterest expense | 290,000 | 595,000 | 873,000 | 1,213,000 |
| Provision for loan losses | 45,000 | 85,000 | 110,000 | 125,000 |
| Pretax income | 53,000 | 84,000 | 150,000 | 166,000 |
| Income tax | 5,000 | 16,000 | 25,000 | 43,000 |
| Net income | 48,000 | 68,000 | 125,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,482,000 | 4,472,000 | 4,528,000 | 4,350,000 |
| Total capital | 4,789,000 | 4,776,000 | 4,836,000 | 4,665,000 |
| Risk-weighted assets | 24,251,000 | 23,990,000 | 24,291,000 | 24,817,000 |