Call reports 2012
KAHOKA STATE BANK — 2012
What KAHOKA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,864,000 | 47,689,000 | 45,612,000 | 44,755,000 |
| Total loans | 25,920,000 | 25,779,000 | 24,738,000 | 24,893,000 |
| Allowance for loan losses | 561,000 | 531,000 | 522,000 | 554,000 |
| Securities available for sale | 16,108,000 | 16,824,000 | 16,838,000 | 14,903,000 |
| Securities held to maturity | 816,000 | 112,000 | 112,000 | 111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,291,000 | 43,159,000 | 40,530,000 | 40,200,000 |
| Interest-bearing deposits | 40,997,000 | 39,445,000 | 37,091,000 | 36,545,000 |
| Noninterest-bearing deposits | 4,294,000 | 3,714,000 | 3,439,000 | 3,655,000 |
| Equity capital | 4,426,000 | 4,442,000 | 4,499,000 | 4,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 958,000 | 1,385,000 | 1,841,000 |
| Interest expense | 149,000 | 267,000 | 357,000 | 434,000 |
| Net interest income | 339,000 | 691,000 | 1,028,000 | 1,407,000 |
| Noninterest income | 57,000 | 120,000 | 182,000 | 203,000 |
| Noninterest expense | 292,000 | 612,000 | 900,000 | 1,229,000 |
| Provision for loan losses | 30,000 | 85,000 | 145,000 | 185,000 |
| Pretax income | 72,000 | 107,000 | 158,000 | 191,000 |
| Income tax | -24,000 | -17,000 | -13,000 | -11,000 |
| Net income | 96,000 | 124,000 | 171,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,378,000 | 4,380,000 | 4,428,000 | 4,434,000 |
| Total capital | 4,712,000 | 4,706,000 | 4,743,000 | 4,749,000 |
| Risk-weighted assets | 26,475,000 | 25,851,000 | 25,000,000 | 24,898,000 |