Call reports 2011
KAHOKA STATE BANK — 2011
What KAHOKA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,576,000 | 49,685,000 | 48,204,000 | 48,114,000 |
| Total loans | 26,892,000 | 27,042,000 | 26,935,000 | 26,538,000 |
| Allowance for loan losses | 430,000 | 442,000 | 509,000 | 529,000 |
| Securities available for sale | 14,202,000 | 14,791,000 | 14,188,000 | 15,070,000 |
| Securities held to maturity | 2,814,000 | 2,318,000 | 2,717,000 | 1,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,127,000 | 45,194,000 | 43,225,000 | 43,659,000 |
| Interest-bearing deposits | 44,083,000 | 41,686,000 | 39,772,000 | 39,852,000 |
| Noninterest-bearing deposits | 4,044,000 | 3,508,000 | 3,453,000 | 3,807,000 |
| Equity capital | 4,216,000 | 4,308,000 | 4,328,000 | 4,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,101,000 | 1,611,000 | 2,147,000 |
| Interest expense | 261,000 | 490,000 | 685,000 | 854,000 |
| Net interest income | 291,000 | 611,000 | 926,000 | 1,293,000 |
| Noninterest income | 59,000 | 130,000 | 192,000 | 250,000 |
| Noninterest expense | 304,000 | 623,000 | 914,000 | 1,249,000 |
| Provision for loan losses | 65,000 | 75,000 | 140,000 | 211,000 |
| Pretax income | -20,000 | 44,000 | 63,000 | 85,000 |
| Income tax | 2,000 | 0 | 8,000 | 8,000 |
| Net income | -22,000 | 44,000 | 55,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,225,000 | 4,266,000 | 4,244,000 | 4,222,000 |
| Total capital | 4,571,000 | 4,605,000 | 4,581,000 | 4,551,000 |
| Risk-weighted assets | 27,587,000 | 27,015,000 | 26,791,000 | 26,116,000 |