Call reports 2010
KAHOKA STATE BANK — 2010
What KAHOKA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,557,000 | 49,629,000 | 51,237,000 | 51,699,000 |
| Total loans | 28,339,000 | 28,726,000 | 28,634,000 | 28,464,000 |
| Allowance for loan losses | 373,000 | 388,000 | 448,000 | 383,000 |
| Securities available for sale | 11,313,000 | 9,868,000 | 10,929,000 | 12,632,000 |
| Securities held to maturity | 2,927,000 | 2,926,000 | 2,815,000 | 2,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,831,000 | 44,921,000 | 46,724,000 | 47,221,000 |
| Interest-bearing deposits | 40,705,000 | 42,001,000 | 43,719,000 | 43,588,000 |
| Noninterest-bearing deposits | 3,126,000 | 2,920,000 | 3,005,000 | 3,633,000 |
| Equity capital | 4,436,000 | 4,486,000 | 4,256,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,224,000 | 1,840,000 | 2,442,000 |
| Interest expense | 281,000 | 557,000 | 838,000 | 1,121,000 |
| Net interest income | 335,000 | 667,000 | 1,002,000 | 1,321,000 |
| Noninterest income | 58,000 | 130,000 | 197,000 | 263,000 |
| Noninterest expense | 292,000 | 590,000 | 875,000 | 1,222,000 |
| Provision for loan losses | 18,000 | 36,000 | 361,000 | 381,000 |
| Pretax income | 79,000 | 167,000 | -38,000 | -21,000 |
| Income tax | 23,000 | 37,000 | 65,000 | 3,000 |
| Net income | 56,000 | 130,000 | -103,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,397,000 | 4,426,000 | 4,193,000 | 4,244,000 |
| Total capital | 4,745,000 | 4,781,000 | 4,551,000 | 4,601,000 |
| Risk-weighted assets | 27,805,000 | 28,364,000 | 28,564,000 | 28,552,000 |